With the cost of a house in a decent area of placer county costing over $300,000.00 and this is on a postage stamp size lot consider a couple of wooded acres outside of auburn.

Construct a 40" X 40" deck raised 2" off of the cround,  add a 30" yurt with all of the extras plus a wood stove for $15,000.00,  later as more money becomes available add 2 additional yurts.